Well the bank refused to pre-qualify me for a car loan because I have no credit.

I have no credit because I fucking hate the credit based bullshit economy that is due to go under.

I have almost as much money in their bank as I asked for in a loan and they still said no. The money is there, how would I default?

I guess I should just close out the account with a cashiers check as a down payment and get a dealer to finance the rest.

This country fucking sucks.